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Our responsibility – Report to Society 2015
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Our country
What we see
Topics
Changing needs
Our Employees’ Commitment
Participation
Equal Treatment
Volunteering
Sustainable real estate
Environmental protection
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Our contribution
What we are building
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Presence
Active Support
Current Account
Involvement
Citizen Award
Green Pfandbrief
Sustainable production
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Our position
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Equal Treatment
Access to cultural, historical and religious sites should be available to everyone.
Equal Treatment
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Changing needs
Demographic change, urbanisation and demand for new digital offerings are changing Germany.
Changing needs
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Sustainable real estate
Looking for 'green' offices: demand for energy-efficient commercial real estate is rising – and not only in Germany.
Sustainable real estate
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Advancement of women
German companies are struggling to attract skilled workers and managers. One of the reasons for this is the lack of women in top positions.
Advancement of women
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Participation
Is there anything more important to participating in normal business life than having a bank account?
Participation
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Climate compensation
Compensating for unavoidable carbon dioxide emissions is a key element in an overall strategy for effective climate protection.
Climate compensation
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Volunteering
Without volunteers, our social life – and our society – would be much worse off.
Volunteering
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Urban development
An issue in many cities – one that is turning into a crisis in some – is affordable housing. Against the background of urbanisation, housing prices have skyrocketed.
Urban development
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Environmental protection
The next step: the role of resource and energy efficiency in industrial manufacturing is growing.
Environmental protection
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Energy transition
We have accepted that natural resources are limited. The use of alternative energy sources must increase.
Energy transition
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Our Employees’ Commitment
For help to be effective, it is important to have specific goals, plenty of time, and clear structures.
Our Employees’ Commitment
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Inclusion
There are seven million severely handicapped persons living in Germany; about 17 million people have chronic health problems. Their inclusion in society is an issue that concerns all of us.
Inclusion
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Prosperity development
Low interest rates represent a challenge to people who want to secure their personal wealth for the future.
Prosperity development
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Vocational training
Knowledge and education are key ingredients for the wealth of a society.
Vocational training
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Digital participation
Being able to deal with digital media is a key qualification for employees and consumers alike.
Digital participation
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Sustainable growth
Sustainable business requires long-term thinking: this provides the foundations for growth that does not harm future generations.
Sustainable growth
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Safeguarding of resources
Everyone can make a contribution towards protecting nature and the environment. Energy-efficient life yields measurable results.
Safeguarding of resources
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Digitisation
Many people are online 24/7, and also when they are on the road. Offering your products and services online has become key to economic success.
Digitisation
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Customer satisfaction
Entrepreneurs that fail to create lasting customer loyalty will lose out in the end. New approaches to achieve customer satisfaction are needed.
Customer satisfaction
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Demographics
The German population is shrinking and ageing. Especially in rural areas, and particularly in Eastern Germany, the consequences are already noticeable.
Demographics
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Education initiatives
Education is strongly related to economic growth. A comprehensive and attractive education system is more important than ever.
Education initiatives
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